Nate HowardFractional CTO Detroit, Michigan

Leadership. Engineering. Accountability.

Fractional CTO in Detroit for credit unions and small businesses.

I lead your technology.
I do the engineering work.

One person accountable for the roadmap, the vendors, and getting the work done. Ongoing, on a monthly retainer.

A closer look at the work

“Nate helped us turn our IT audit findings into a practical plan and carried the technical work through. He explained the priorities clearly, documented the changes, and gave us evidence of what had been addressed. Having someone who could both lead the work and do the engineering made a real difference for our team.”

CEO/President, Michigan credit union

01 / A clear owner

You need someone
who owns the answers.

You have examiners, vendors, and a board asking questions. Your technology needs a clear owner and a practical plan.

01

A small IT team.
Or none at all.

Senior technical leadership, with someone who can carry the work through.

03

Vendors pulling in
different directions.

One person to coordinate the work and make the tradeoffs clear.

02 / From the plan to the work

Strategy is only useful
when it gets done.

An engineer's approach
to the CTO's job.

I connect the decisions in the boardroom to the work in your environment. The roadmap, the implementation, and the follow-through stay connected.

01

Understand what is there.

Review the environment, the commitments, and what needs attention first.

02

Make the priorities clear.

Turn urgent issues and longer-term needs into a practical roadmap.

03

Carry the work through.

Coordinate vendors, do the engineering, and document what changed.

A typical first month starts with a review, urgent priorities, and a plan for the year. See the services and first-month plan.

03 / The engagement

A clear scope.
A shared set of priorities.

We agree on the work up front, then review it together each month.

Within the retainer

  • Technology strategy and roadmap
  • Vendor management
  • Security and compliance oversight
  • Infrastructure engineering
  • On-site or remote work as agreed
  • Monthly planning and priorities

Outside the retainer

  • End-user help desk
  • Hardware, software, and licensing purchases
  • Large projects outside the agreed roadmap

Capacity, travel, and availability are agreed as part of the engagement. Additional project work is scoped separately.

Talk through your situation
Nate Howard

04 / The person doing the work

Nate Howard.

Network and security
engineer first.

15 years in IT, including 10 at Sentinel Technologies and Presidio. I bring the same hands-on approach to technology leadership.

I keep a full lab environment in a Detroit datacenter, where I test changes before they reach your network.

Based at Michigan Central in Detroit. I work with credit unions and small businesses across Metro Detroit, with remote work by agreement. More about my approach.

Practical reading

Before the next technology decision.

05 / Let's talk

A question is
a good place to start.

Ask my AI assistant about working together, or send me a note directly.

Nate's AI assistant

About the engagement

Messages are processed by Anthropic and retained for 30 days. Please leave out confidential or member information. Privacy details

I’m Nate’s AI assistant. Ask me about his fractional CTO services, what’s included, or how an engagement starts.

Or, straight to me.

Tell me a little about your organization and what you want to get done.

I read and reply personally. Prefer email?

How your information is used

Contact details and messages are used to respond to your inquiry. Leads are stored privately for up to 12 months and notification emails are sent through Microsoft 365. Chat messages are sent to Anthropic to generate replies and retained privately for 30 days. A pseudonymous identifier derived from your IP address is used to limit abuse; it is not used for advertising. Server error logs may include IP addresses and request paths and are retained for seven days. Encrypted backups may retain deleted records for up to eight additional weeks. Notification emails follow the mailbox’s retention policy.

Do not send passwords, member records, account numbers, configurations, or confidential audit documents. This site uses no advertising trackers. For questions or a deletion request, email nhoward@thirdlevelit.com.